Buyer tool
Buyer Rebate Calculator
Most Greater Seattle listings still offer 2.5–3% to a buyer's agent. We charge a capped flat fee — and rebate the rest to you at closing. See the math.
Estimate only. Rebate application is subject to your lender's guidelines (most allow it toward closing costs, principal, or prepaids). Only paid if you close. Some new-construction or relocation deals have specific commission rules — talk to us first.
How a rebate actually works at closing
The seller-offered commission is paid out of the seller's proceeds at closing — by the listing brokerage, to the buyer's brokerage. We collect it, take our flat capped fee, and credit the rest back to you on your settlement statement. Most lenders allow it as a credit toward closing costs, prepaids, or principal reduction.
Why a cap (instead of taking the full commission)
The work of representing a buyer through 4 showings and 1 offer isn't 5× the work for a $2M house vs. a $400K house. Liability is somewhat higher; the actual labor isn't. So we cap our fee to the price band and you keep the rest.
Two things to know about lender rules
- Cash to close. Most lenders allow rebates to be applied to closing costs and prepaids. Excess is typically applied to principal or returned post-close.
- Disclosure. The rebate must be disclosed on the closing disclosure / settlement statement. We handle that.
New construction is the same — register us first
Builders pay buyer-agent commissions out of the same budget. Just register us as your buyer's agent at first contact with the sales office (or before you sign anything) — that protects the rebate. Get in touch first →
Want this in your full closing math?
Plug your numbers into the Buyer Closing Cost Estimator to see how the rebate offsets lender fees, escrow, and prepaids. Or run the mortgage calculator for monthly cost.